aging populations 人口老龄化

chronic diseases 慢性疾病

make services available to more people 提高医疗服务覆盖率

in terms of financial risk protection 在金融风险保障方面

the people would have paid previously out of their own pockets

 此前人们必须自掏腰包支付

make health systems more efficient 使卫生系统更有效率